Technology built for London brokers. Explore the world of instant algorithmic underwriting with Ki.
How we’re using technology to enable brokers to get follow capacity faster.
We believe that the future lies in algorithmic underwriting.
How we blend tech and human insights to offer brokers quotes in real time.
You’ve come to the right place.
The Ki algorithm offers diversified follow capacity in a matter of seconds. A guaranteed line, every time as long as a Nominated Syndicate is on the slip, with larger lines quoted at each renewal (if the risk appetite stays the same).
Because Ki’s technology prices risk on an individual level, in the context of rich third-party data and with respect to Ki’s risk appetite, our platform provides instant lines that adapt in real time. Using AI and machine learning to get smarter with every quote.
Developed by experts both inside and outside the insurance industry, our ambition was to drive innovation in the Lloyd’s market through digital-first algorithmic underwriting for follow capacity. Our mission is to harness the power of data science, technology and machine learning to bring new levels of efficiency to London brokers.
Central to Ki is our proprietary algorithmic underwriting technology.
When a broker inputs a risk into the Ki platform, that risk is assessed on multiple levels:
– Firstly, in the context of the risk individually.
– Then by drawing upon rich third-party data on market context.
– And thirdly by assessing the risk in relation to Ki’s current appetite.
By doing all this within seconds, the Ki algorithm is able to learn from each new data input, leading to better quality risk assessment and increased capacity offers.
We call it Real-Time Intelligent Underwriting. Better for you. Better for your clients.
We collaborate closely with our underwriters and portfolio managers to make sure the latest expert knowledge and insight is encoded in our algorithm. We are the bridge between the technology world and the commercial insurance world.”
Zhe Feng
Head of Algorithm Engineering
The most valuable companies in the world are technology companies, and the Lloyd’s market needs to innovate through tech to remain relevant and keep high-quality business flowing. Ki is at the cutting edge of bringing technology, and technical talent, into the Lloyd’s market, which will lead to improved decision-making and efficiency across the market.
James D’Souza
Staff Algorithm Engineer
The ease and speed of securing follow capacity from Ki means our brokers can spend more time in the places they can add the most value: broking the layer with the lead insurer.
Ryan Brown
Senior Account Manager (Cyber and Casualty Treaty)
