Ki's algorithmic underwriting.
When we talk about our algorithm, we’re referring to Ki’s underwriting algorithm – which performs risk assessment digitally, combining real-time data, human expertise and clearly defined risk appetite to support fast, consistent decision-making.
The ultimate output are line sizes that are underwritten with discipline and efficiency.
Work at the speed of algorithm
The Ki algorithm assesses risks using thousands of data points to offer diversified follow capacity in a matter of seconds. A guaranteed line, every time as long as a nominated market is on the slip, with larger lines quoted at each renewal (if the risk appetite stays the same).
Real-time intelligent underwriting
Because Ki’s unique technology prices risk on an individual level, using a mix of broker provided data and rich third-party data while overlaying Ki’s risk appetite, our platform provides instant lines that adapt in real time. Using AI and machine learning, the algorithm gets smarter with every quote.
Cutting edge data science with expert human oversight
Developed by experts both inside and outside the insurance industry, our ambition was to drive innovation in the Lloyd’s market through digital-first algorithmic underwriting for follow capacity. Our mission is to harness the power of data science, technology and machine learning to bring new levels of efficiency to London brokers.